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Smart Transact

The clever way to manage your payments.

Managing business needs to send and receive payments across the world can sometimes seem anything but smart.

HSBC Smart Transact provides a new way to set up your domestic and international payments at once. It removes the duplication and complexity with a simple one-time onboarding process.

Smart, simple, efficient

HSBC Smart Transact gives you what you need to grow your business, right from the start, when you set up your business account.

  • Online banking
  • Send and receive money domestically or internationally
  • Accessed through a simple, one-time onboarding process.

An efficient, time-saving way

Save time on multiple applications and enjoy a single, seamless digital experience that frees up your time and resources.

Quick, paperless, one-time set up

A one-time digital application gets you all set up and ready to transact in a matter of days. Access terms and conditions online using a link in the digital application form.

Faster, more efficient transacting

Access your payments solutions at once, with the option to add additional services when you need them.

Streamlined onboarding

  • Single digital application unlocks a suite of products and services*
  • Single point of contact throughout your onboarding process
  • Easy access to training and support if you need it
  • Quick and easy to integrate with your own systems and processes

Easy access

Effortlessly access everything you need, including a bank account and our digital banking platform, HSBCnet. HSBC Smart Transact enables straightforward access to our comprehensive range of products and services*:

  • Current Accounts: Explore our award-winning range of business accounts
  • Global Wallet: Pay, receive, hold and manage currencies in one place
  • Corporate Card: A flexible way to help you control your company's expenses and purchasing. Available as an optional add on
  • ACH Payments
  • Real-time, Commercial and Treasury Payments, Tax, and Bill Payments
  • Mobile Authentication
  • Payment Tracking
  • GetRate (including FXPrompt)
  • Beneficiary Management

Only pay for what you use

Simplified pricing with the flexibility to add services as you need them. Standard pricing means there’s no need for negotiation or waiting for approval.

Global solution with local flexibility

A payment transaction way that spans the globe, with access to the solutions you need to send and receive payments in your local market.

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Need help?

Get in touch to learn more about our banking solutions and how we can help you drive your business forward.